Category: Super

Basics of SMSF investing

Setting up an SMSF fund is the simplest step. Establishing a fund which delivers you consistent returns from your investments is much more difficult.  Investing successfully involves determining precise goals and picking…

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Protecting yourself from super scams

Superannuation is an attractive target for scammers as a significant volume of funds are placed into super funds by Australians.  There are some straightforward steps you can take to protect yourself from…

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Finding your lost super

Changing of name, address or job can mean that you lose track of some of your super. This means that there is money that belongs to you that is not currently in…

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Life insurance through your super

Over 70% of Australians have life insurance through their super fund. This acts as a financial safety net through your super if something unexpected happens.  There are 3 main types of life…

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Conditions to accessing your super

You may find that accessing your super is the best way to meet your financial needs in a given situation, for example in the early stages of the pandemic. Individuals are able…

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Self-managed super funds (SMSF) aren’t just about financial investment

Individuals may be looking to opt for an SMSF because these provide entire control over where the money is invested. While this sounds enticing, the downside is that they involve a lot…

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Transition to retirement

The transition to retirement (TTR) strategy allows you to access some of your super while you continue to work.  You are able to use the TTR strategy if you are aged 55…

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Super fund categories and what they mean

There are four different categories of super funds. These have different primary features and are more applicable to certain people than they are to others.  Retail super funds Anyone can join retail…

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What is an annuity?

An annuity provides guaranteed income for a number of years, or for the rest of your life. It is also known as a lifetime or fixed-term pension.  You can buy an annuity…

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Super scams: What to look out for

The market for super funds is extremely competitive. Scammers take advantage of this by promising unrealistic benefits to acquire personal or account details. They are able to use this information to steal…

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