Category: Super

Super Co-Contributions Boost On Behalf of A Spouse

Marriage and de facto relationships come with a number of perks – but did you know that if your partner earns less than you or is not currently working, you could contribute…

Continue reading

Simple Super Information For The Self-Employed

If you’re self-employed, you aren’t required to pay yourself super guarantee payments. It is however a recommended way to save for your retirement, and making personal super contributions could be beneficial for…

Continue reading

Checking your Pay As You Go Instalments

Checking that your pay as you go instalments (PAYG) still reflect your expected end of year tax liability is a good idea.  PAYG instalments can be varied multiple times throughout the year,…

Continue reading

Why you should consolidate your “lost super”

After COVID 19’s impact on the world, an influx of employees who had lost their jobs fell into the job market. Many of these came from companies that couldn’t afford to continue…

Continue reading

Death Benefits & Super

Intrinsically linked with tax, superannuation is a minefield of concerns for many of us. One such concern is whether super gets taxed after a death. When a person’s super is paid after…

Continue reading

Pre-mixed investment options

Super funds make investments depending on the different levels of risk chosen.  There are 5 types of pre-set investment options which you can choose for your superfund. Remember that if you want…

Continue reading

Pros and cons of home reversion

Super (AU): Pros and cons of home reversion Home reversion is when you sell a share of the future value of your home whilst still living there. You receive a lump-sum payment…

Continue reading

What is the transfer balance cap?

The transfer cap refers to the amount of money that can be transferred from your superannuation account to your tax-free ‘retirement phase’ account.   At the moment, the transfer balance cap is $1.6…

Continue reading

Choosing investment options in your super

Many Australians ignore the decision of choosing investments for their super and often end up in the ‘default’ option as they make no effort to choose otherwise.  Default options that aim for…

Continue reading

SMSF Pensions

SMSF funds can provide pension or lump sum benefits during retirement. Retirement is a condition of super release if you have reached your preservation age. Depending on your date of birth, your…

Continue reading

Pin It on Pinterest