Category: Super

Mortgage Debt & Superannuation – An Unlikely Pair?

A relationship has been established around superannuation and mortgage debt that could impact the stability of your retirement. As prospective Australian retirees approach their preservation ages and retirement, those who are yet…

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$450 Threshold Requirement Being Removed From Superannuation Guarantee This July

Employees will no longer need to meet the monthly minimum income threshold of $450 to receive superannuation guarantee payments from their employers from the 1st of July 2022. At this point in…

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What Happens If I Can’t Make A Decision About Financial Matters?

As you grow older, your aim may be to live a long, happy and healthy life. This is hopefully with the mental capacity to make your own financial and lifestyle decisions, and…

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What Does The New Government Mean For Your Superannuation?

First and foremost, Labor has announced that it will not overhaul a “tsunami” of changes to superannuation.  This is good news as change only undermines confidence in the existing system. Labor is…

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Individual Or Corporate Trustee? Single Or Multiple Member Fund? What Works For Your SMSF?

The way in which a self-managed super fund is structured could change its legal compliance requirements. If you are in the process of setting up an SMSF, you will need to make…

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Retirement Planning Scheme Could Have Severe Consequences For Those Involved

With a significant number of Australians approaching retirement and looking at the best ways to maximise their retirement assets and income from their super for it, retirement planning makes sense.  Unfortunately, there…

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Interested In Setting Up An SMSF? 3 Things To Keep In Mind Before You Commit

One of the benefits of establishing or opting for an SMSF is due to the control they are given over where the money is invested. While this sounds enticing, the downside is…

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Avoid ATO Penalties For Superannuation By Following These Simple Strategies

Paying super is compulsory for all employers, regardless of whether their staff are employed part-time, full-time or contracted. It’s important to remember that paying super for your workers isn’t a ‘tax’ or…

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Superannuation, Pensioners & The Federal Budget – Announcements From 2022-23, And What’s Still Being Delivered

The Federal Budget was released last Tuesday, announcing key changes to taxation and business. For superannuation, the minimum pension drawdown amount was in the spotlight. The reduction in the minimum pension drawdown…

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Accessing Super After Retirement Can Complicate Things If You Need To Come Back To Work.

Regardless of the careful planning you dedicate to your retirement, individuals who leave the workforce to retire and access their super may decide they want or need to return to work. Understanding…

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